U.S.U . S . Credit Cards*

You can start by speaking with your BMOB M O Private Wealth professional. They will introduce you to a dedicated support team at BMOB M O U.S.U . S . who specialize in cross-border banking for Private Wealth clients.

Yes. All Private Banking clients are eligible to apply for all BMOB M O U.S.U . S . cards offered through the BMOB M O Private Wealth cross-border program, including the Wealth Management card.

BMOB M O Nesbitt Burns clients with between CDN $250,000 and CDN $1 million in investable assets with BMOB M O are eligible to apply for: BMOB M O Premium Rewards Credit Card, BMOB M O Platinum Rewards Credit Card, BMOB M O Platinum Credit Card, and BMOB M O Cash Back Credit Card. BMOB M O Nesbitt Burns clients with CDN$1 million or more in investable assets with BMOB M O are also eligible to apply for the BMOB M O Wealth Management Credit Card.

A BMOB M O U.S.U . S . branch representative won’t be able to see the relationship you have with BMOB M O Private Wealth. You will miss out on exclusive servicing and benefits that are available to you as a BMOB M O Private Wealth client. But there is an easy solution. Contact your BMOB M O Private Wealth professional who will introduce you to a dedicated support team at BMOB M O U.S.U . S . who specialize in cross-border banking for Private Wealth clients.

As a Canadian resident with a Canadian credit history, you must have your first conversation with your BMOB M O Private Wealth professional who will introduce you to our dedicated support team at BMOB M O U.S.U . S ., who will start the application.

To check your BMOB M O Flex Rewards balance and redeem your points, log in at bmo.com/us then click "View and Redeem" from your Account Details screen. Online access is available 24 hours a day, 7 days a week to view your available balance or make a redemption.

You may redeem your cash back for a statement credit that may be applied to an eligible account you designate at BMOB M O U.S.U . S . Rewards redeemed to a BMOB M O U.S.U . S . Chequing, Savings, or Money Market account will be credited to that account 7-10 business days after your redemption request.

It depends on your needs. If you have bills you need to pay in the U.S.U . S . you may want to consider having a U.S.U . S .-based card. Both cards will let you shop in U.S.U . S . dollars but most of the BMOB M O U.S.U . S . credit cards let you earn rewards as well. And, if you have a U.S.U . S .-based chequing account you will be able to pay your BMOB M O U.S.U . S . credit card from that account.

Payments on a credit card issued in the U.S.U . S . must be paid with U.S.U . S . dollars from a U.S.U . S . bank account, but payments on a credit card issued in Canada may be paid with U.S.U . S . dollars from a Canadian bank account. You can easily make payments online within BMOB M O Digital Banking (U.S.U . S .), including setting up automatic payments. You can also make one-time payments by phone or mail.