
Learning Center
Knowledge is power, especially when it comes to your safety.
Stay up-to-date on the latest trends and recommendations in security, both online and off.
Protecting yourself
Stay one step ahead of fraudsters by learning about online scams and how to spot them.

Help protect yourself from social media scams
Social media is a great way to stay connected to family, friends and our local communities, but it is also increasingly being used by cyber criminals to conduct a wide variety of scams.

How to help stay safe from tax scams
As you get your returns ready, it’s important to keep in mind that tax season also brings a surge of scammers.

Help protect yourself from impersonation scams
Many scams have one thing in common: criminals are pretending to be someone they’re not.

How to stay safe while looking for love online
The convenience of online dating comes with plenty of risk. Read about romance scams and how you can protect yourself against them.

How to help protect against pig butchering scams
Pig butchering scams get their name from the way scammers treat their victims like "pigs" to be fattened up before the financial "slaughter".

Be mindful of fraud in the wake of recent wildfires in California
In the wake of natural disasters like wildfires, scammers often exploit affected individuals through various fraudulent schemes.

The digital revolution is fundamentally changing the way people and organizations interact, and while new technologies are leading to great advances, they are also creating significant security challenges. At BMO, we recognize this challenge, and are committed to doing our best to protect you, our clients, in an ever-evolving security landscape.

Tips to help stay safe from check fraud from the American Bankers Association (ABA)
Reports of check fraud continue to increase even as the use of checks declines. Check out these resources from the ABA for tips to help stay safe.

Protect yourself from money mule scams
Scammers often target people by gaining access to their bank accounts. Get tips for spotting fraud early to keep your info protected.

Learn how to protect against sophisticated AI fraud threats
Cybercrime has become more advanced over the years, and the level of sophistication could take a leap forward with the growth of generative artificial intelligence (AI). Larry Zelvin, Head of the Financial Crimes Unit, recently shared tips on how AI is changing the game when it comes to financial scams.

Help protect yourself with BMO Alerts
Learn how activating BMO Alerts can help keep your accounts safe and secure.

Every day cyber attacks appear in news headlines. Learn how to help recognize them and use the five Ps to help maintain good cyber hygiene.

Help protect yourself from one-time passcode scams
One-time passcodes (OTPs) are an extra layer of security to protect your accounts and personal information. Unfortunately, OTPs are being targeted by scammers. Learn how to help protect yourself.

How to protect your privacy on social media
Sharing photos of your food at a cool spot in the city seems harmless, but are you directing scammers to your location?

Protect yourself from Bank Impersonation Scams
Learn how to protect yourself from scammers aiming to exploit you by impersonating financial institutions.

Phishing Scam Tips from the
ABA
Every day, people lose their hard-earned money to phishing scams. Don’t fall for a fake — use this resource from the ABA to learn how to spot phishing texts, emails, and phone calls.

Tips for safe online
shopping
Get our tips for safe online shopping before you place your next order.

FTC: Bogus bank messages most common text scam | ABA Banking Journal
ABA Banking Journal reports on the most common text message scam of 2022: fake bank security messages sent by fraudsters.

How to recognize and prevent financial senior citizen
abuse
Financial abuse of seniors is more common than you might think. Find out how to recognize and prevent financial abuse against seniors to protect you and your loved ones.

Student fraud scams: common types and what to look for
Find out the most common scams that students encounter and how you can protect yourself.

Brochure: Protecting yourself from scams
Use this quick-reference guide to learn about the most common scams out there, and how to protect yourself from them.

Protecting yourself in the digital
age
The digital world is quickly advancing and that means digital scams are also advancing.

FTC: Romance Scam Losses Hit Record High in 2021 | ABA Banking Journal
ABA Banking Journal reports the rise of romance scams in 2021.

Ask the Expert: Cryptocurrency Scams
Cryptocurrency scams are popping up more and more. Learn how you can protect yourself and your finances.

The latest scams on the rise
New scams are popping up now more than ever and it’s easy to fall for one. Stay up-to-date on what to watch out for and how to protect yourself.
Online Guarantee for Personal Accounts
We’ll reimburse you for any losses to your personal banking accounts from unauthorized transactions through BMO Digital Banking. As well, if we fail to process a properly scheduled online or mobile bill payment in accordance with your instructions, we’ll reimburse any late charges assessed by the biller.
To ensure reimbursement, you'll need to take a few steps to protect your account information, as outlined in our B M O Digital Banking Services Agreement.
- Message and data rates may apply. Contact your wireless carrier for details.
- Certain conditions and limitations apply. Digital Banking Guarantees apply to personal accounts only and do not apply to commercial or business accounts. Please see the Digital Banking Guarantees for full details, please visit bmo.com/en-us/legal.
- Downloading and use of the Trusteer Rapport software is governed by the terms of the Rapport license agreement, which is provided with the software. B M O makes no representation or warranty respecting the software or Trusteer's website. You agree B M O is not responsible for any difficulties, consequences, costs, claims, damages or losses arising in any way whatsoever out of the downloading or use of the software.
- Third party websites may have privacy and security policies different from B M O. Links to other websites do not imply the endorsement or approval of such websites. Please review the privacy and security policies of websites reached through links from B M O websites.