Canadian Defence Community Entrepreneurs
- Financing solutions and advice to support your business
- 50% discount on select business banking account plan fees1
- 0.50% off current interest rates on select business loans2
- Special introductory offer when you process payments with Moneris®†4
Guide to Military Entrepreneurship

BMO – proudly serving the Canadian Defence Community for over a decade
“BMO has spent many years listening to the serving military and Canadian veterans communities to deliver what you need. The transition from Military to Civilian life has many challenges, none more so than who to trust with your finances. We never take for granted your choice in who to trust with your business finances. BMO has excellent financial options for serving, retired members and their families including options to start and grow your business.”
Major General (Ret.) David Fraser, Defence and Security Advisor BMO
What does your business need?
Get 50% off the monthly plan fee when you choose one these business chequing account plans1
- Business Start: A low fee option for businesses just starting out. Details
- Business Builder 1: Great value if you’re using your account moderately throughout the month. Details
- Business Builder 2: A comprehensive account for when you bank regularly online and at your branch. Details
- Need help choosing an account? Just answer a few simple questions. Help me choose
Services and support to help things run smoother
Moneris Payment Solutions
As a member of the Canadian Defence Community, you may be eligible for a special introductory offer with Moneris payment processing.* Whether you run a pop-up shop, online store, bricks-and-mortar location, or offer curb-side pickup, we have a solution that fits your needs. Reach out to your BMO branch for more details.
Reach out to your BMO branch for more details.ADP®‡ Payroll
Pay your employees on time, every time. Feel confident that employees will be paid and taxed accurately. Automate Records of Employment, T4s and pay statements.
Small Business Resource Hub
Get the latest tips and best practices from our experts through articles, podcasts, videos, tools and more.
Canada Small Business Financing Program

- 85% of your small business loan is guaranteed by Government of Canada, so there’s less risk for lenders
- Get up to $350,0002 in financing to buy equipment and vehicles, and/or make improvements on a leased property
- Get up to $1,000,0002 in financing to buy or improve commercial property (land and/or buildings)
- Enjoy interest-only payments for the first 6 months2
Ready to get started?
- 1 Business Accounts must be in good standing. For example, accounts must not be in an unauthorized overdraft or delinquent status.
- 2 Cannot be combined with other loan program discounts. Subject to meeting Bank of Montreal’s standard credit granting criteria.
- 3 Cash back rewards earned are cumulative over the statement period. The awarding of cash back rewards is made for purchases charged to your account (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, payments, credit or debit adjustments) and is subject to the Terms and Conditions of the BMO CashBack Business Mastercard. The number of cash back rewards will be rounded down to the nearest cent.
- 4 Terms and conditions apply. Eligible merchants must have a Bank of Montreal (“BMO”) Small Business Account qualified for BMO’s Canada Defence Community Banking Program and be referred to Moneris by BMO.
- ®* Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Used under license.
- ®† MONERIS and MONERIS & Design are registered trademarks of Moneris Solutions Corporation.
- ®‡ ADP and the ADP Logo are registered trademarks of ADP, LLC.