Rewards
credit cards
Reward yourself sooner and more often! Earn rewards points on everyday purchases and redeem them for popular merchandise, travel purchases and more. Choose the best BMO Rewards credit card that lets you indulge the way you want.
Welcome offer: You deserve to be rewarded! Get up to and the $120 annual fee waived in the first year.66
Minimum $60,000.00 (individual) or $100,000.00 (household) annual income required ORMinimum $15,000.00 declared current annual spend
Welcome offer: Get up to and the annual fee waived in the first year for both the primary cardholder and authorized users.1
Minimum $80,000.00 (individual) or $150,000.00 (household) annual income required
Welcome offer: You deserve to be rewarded! Get up to .52
Minimum $150,000.00 (individual) or $200,000.00 (household) annual income required
Visit the BMO Rewards website to easily redeem your BMO Rewards points
Visit the BMO rewards website and treat yourself to something from our extensive catalogue, featuring hundreds of products and gift cards from top brands- Save for the future by redeeming points for a contribution to a BMO savings or investment account
- Pay with Points. Let your points pick up the tab. Apply your points directly to eligible purchases64
- Redeem your BMO Rewards points using Pay with Points to cover eligible travel purchases like flights, hotels, car rentals, vacation packages, cruises and more.64
Visit the BMO Rewards website to easily redeem your BMO Rewards points.
Rewards Credit CardsFrequently asked questions
A rewards credit card is designed to offer you a type of reward for every dollar that you spend on it. Depending on the card, you can earn cash back, travel miles, or points that can be redeemed for a variety of perks.
