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Loans and Lines of Credit

To find the right borrowing option for you, it's helpful to think about:
  • Are you borrowing for a one-time purchase or an ongoing need?
  • Would you like to repay on a set schedule or do you need flexibility?
  • Is there collateral (like your home) you could use?
Keep this in mind as we take a look at the options to help you make real financial progress.
Get a $300* cash bonus for opening a Premium Chequing Account.
Plus access to a Smart Saver Account with a 3.25%1 interest rate for 90 days.

Help me choose

Let’s find the smart way for you to borrow money. Just answer a few short questions.

Browse our featured options

Loan vs. Line of Credit

What's the difference between a loan and a line of credit? Basically, it's about how you get the money and how you pay it back.

Let’s see which one’s best for you.

Frequently asked questions

Helpful lending tips and advice

Have more questions?

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