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Find the best credit card for you from our range of travel, rewards, no annual fee and low interest options.
B M O eclipse rise Visa Card art
  • Visa
  • No Fee

Welcome offer: You deserve to be rewarded! Get   and a 0.99% introductory interest rate on Balance Transfers for 9 months with a 2% transfer fee.91,§§ Plus, earn up to every year!94,95

  • $0

    annual fee8

  • 21.99%

    for purchases8

  • 23.99%

    for cash advances8

    (21.99%

    for Quebec residents8

    )
  • Visa
  • bmo Rewards

Welcome offer: Get up to $570 in value which includes up to , a $50 anniversary lifestyle credit, and no annual fee in your first year.66

  • $120

    annual fee8

  • 21.99%

    for purchases8

  • 23.99%

    for cash advances8

    (21.99%

    for Quebec residents8

    )

Minimum $60,000.00 (individual) or $100,000.00 (household) annual income required ORMinimum $15,000.00 declared current annual spend

  • bmo Rewards
  • Travel

Welcome offer: Get up to   and the annual fee waived in the first year for both the primary cardholder and authorized users.1

  • $150

    annual fee8

  • 21.99%

    for purchases8

  • 23.99%

    for cash advances8

    (21.99%

    for Quebec residents8

    )

Minimum $80,000.00 (individual) or $150,000.00 (household) annual income required

  • Visa
  • bmo Rewards

Welcome offer: You deserve to be rewarded! Get up to .52

  • $599

    annual fee8

  • 21.99%

    for purchases8

  • 23.99%

    for cash advances8

    (21.99%

    for Quebec residents8

    )

Minimum $150,000.00 (individual) or $200,000.00 (household) annual income required

B M O cash back mastercard card art
  • Cash Back
  • No Fee

Welcome offer: Get up to 5% cash back in your first 3 months‡‡ and a 0.99% introductory interest rate on Balance Transfers for 9 months with a 2% transfer fee.§§

  • $0

    annual fee8

  • 21.99%

    for purchases8

  • 23.99%

    for cash advances8

    (21.99%

    for Quebec residents8

    )
  • Low Interest / Low Fee

Welcome offer: Get a 0.99% introductory interest rate on Balance Transfers for 9 months with a 2% transfer fee.

  • $29

    annual fee8

  • 13.99%

    for purchases8

  • 15.99%

    for cash advances8

B M O AIR MILES Mastercard card art
  • AIR MILES
  • No Fee

Welcome offer: Get 1,200 AIR MILES Bonus Miles (that’s enough for $120 towards purchases with AIR MILES Cash) and a 0.99% introductory interest rate on balance transfers for 9 months with a 2% transfer fee.§

  • $0

    annual fee8

  • 21.99%

    for purchases8

  • 23.99%

    for cash advances8

    (21.99%

    for Quebec residents8

    )
  • Cash Back

Welcome offer: Get up to $335 in additional cash back including 10% cash back in your first 3 months. Plus, we'll waive the $120 annual fee in the first year.**

  • $120

    annual fee8

  • 21.99%

    for purchases8

  • 23.99%

    for cash advances8

    (21.99%

     for Quebec residents8

    )

Minimum $80,000.00 (individual) or $150,000.00 (household) annual income required

  • AIR MILES
  • Travel

Welcome offer: Get up to $1,000 in value including up to 7,000 AIR MILES Bonus Miles and no annual fee in your first year.

  • $120

    annual fee8

  • 21.99%

    for purchases8

  • 23.99%

    for cash advances8

    (21.99%

    for Quebec residents8

    )

Minimum $80,000.00 (individual) or $150,000.00 (household) annual income required

  • Prepaid

Enjoy a reloadable and secure card with the same convenience as a standard credit card.

  • $9.99

    annual fee8

  • 0%

    for purchases8

  • 0%

    for cash advances8

  • Low Fee

Shop in U . S . dollars and skip exchange-rate surprises.

  • U.S. $49

    annual fee8

  • 21.99%

    for purchases8

  • 23.99%

    for cash advances8

    (21.99%

    for Quebec residents8

    )
  • Student
  • No Fee

Welcome offer: Get 5% cash back in your first 3 months!‡‡

  • $0

    annual fee8

  • 21.99%

    for purchases8

  • 23.99%

    for cash advances8

    (21.99%

    for Quebec residents8

    )
  • Student
  • No Fee

Welcome offer: Get  (that’s enough for $80 towards purchases with AIR MILES Cash).

  • $0

    annual fee8

  • 21.99%

    for purchases8

  • 23.99%

    for cash advances8

    (21.99%

    for Quebec residents8

    )
  • Travel

Welcome offer: Get up to $1,800 in value∆∆^ including 40,000 VIPorter points, a 35% off flight voucher and the annual fees waived in the first year.∆∆105

  • $89

    annual fee8

  • 21.99%

    for purchases8

  • 23.99%

    for cash advances8

    (21.99%

    for Quebec residents8

    )
  • Travel

Welcome offer: Get up to $2,400 in value∆∆^^ including 70,000 VIPorter points, a round-trip companion pass, the annual fee waived in the first year, .∆∆112

  • $199

    annual fee8

  • 21.99%

    for purchases8

  • 23.99%

    for cash advances8

    (21.99%

    for Quebec residents8

    )

Minimum $80,000.00 (individual) or $150,000.00 (household) annual income required

Credit cardFrequently Asked Questions

  • Once you receive your card in the mail, head over to bmo.com/activate and enter your number.