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BMO eclipse Visa Infinite* Card

Getfive times the points on takeout, rideshare and more.67

Welcome offer

You deserve to be rewarded! Get up to and the $120 annual fee waived in the first year.66

Sign In

Already a BMO customer?Sign in to apply faster

Minimum $60,000 (individual) or $100,000 (household) annual income required OR minimum $15,000 declared current annual spend.

So good, it’s award-winning

Our BMO eclipse Visa Infinite* Card has received nation-wide recognition.

Winner of the 2024 Milesopedia Best Gas & Transit Credit Card

Milesopedia badge for the best gas and transit credit card in 2024

Your everyday just got more rewarding

five timesthe points

For every $1 spent on groceries, dining in and out, gas and transit.67 You deserve it.

Earn 10% more points

On all purchases when you add an authorized user to your account.68 Lucky you (and them!)

Get a $50 anniversary lifestyle credit

To use however you want.69 Go on, celebrate yourself!

Fill up on savings

Get up to 7 cents off per litre on Shell® fuel as an exclusive benefit for BMO card holders.101

Make every day a 5x points day

Earn more (a lot more) on your daily needs and wants.

  • Takeout & food delivery

    What’s better than getting your favourite meal to go or delivered to your doorstep? Earningfive timesthe points on it!67

  • Groceries

    You need to eat, why not get rewarded at the same time? Earnfive timesthe points on groceries.67

  • Dining out

    You’ve got great taste! Earnfive timesthe points for dining out or getting drinks at your favourite local pub.67

  • Gas & transit

    Got places to go? You’re in luck. Earnfive timesthe points on gas, public transit, rideshare, and more.67

Plus, earn 1 point for every $1 spent on everything else70 – there’s so much points potential out there.

Minimum $60,000 (individual) or $100,000 (household) annual income requiredORMinimum $15,000 declared current annual spend.

Fill up on savings

Get up to 7 cents off per litre on Shell fuel®, only for BMO cardholders.101

Your Visa Infinitestar benefits

  • Get access to the Visa Infinite Luxury Hotel Collection and enjoy seven exclusive benefits (like complimentary breakfast).59
  • Make dining even finer with the Visa Infinite Dining Series.61
  • Connect to the Visa Infinite Concierge - it’s like having a personal assistant on call!71
  • Get the Visa Infinite Troon Golf Benefit and enjoy discounts at 95 resorts and courses around the world.72

Already a cardholder? Visit visainfinite.ca to find a full list of available benefits. Enroll to get emails and to be the first to know about exclusive offers and experiences.

BMO Rewards calculator

Find out how many points you can earn with the BMO eclipse Visa Infinite* Card

Estimate your monthly spending

Dining, groceries, gas and transit (earn 5 times the BMO Rewards points for every $1 spent):

Slider increases or decreases the dollar amount based on the direction it is moved in
$500
Minimum $0Maximum $5,000

All other purchases (earn 1 point for every $1 spent):

Slider increases or decreases the dollar amount based on the direction it is moved in
$500
Minimum $0Maximum $5,000
Your first year BMO Rewards points total:

66,000

Yearly breakdown:
Bonus points:
30,000
Dining, groceries, gas and transit:
30,000
All other purchases:
6,000
Use of the reward calculator is for illustrative purposes only. Values displayed valid as of January 6, 2022.
Use your BMO Rewards points to treat yourself to something big – or something small. They’re yours to use however you like.
You could redeem 42,000 points for dinner for two at a nice restaurant.
OR redeem those points on a variety of everyday treats, such as:
  • 2,400 points for lattes for you and a friend
  • 12,600 points for a monthly gym membership
  • 16,800 points for a spa treatment
Minimum $60,000 (individual) or $100,000 (household) annual income requiredORMinimum $15,000 declared current annual spend.

BMO eclipse Visa Infinite* Card

Ready to make every moment an eclipse moment? Here’s what you need to know.

  • $120

    annual fee8
  • 21.99%

    for purchases8

  • 23.99%

    for cash advances8

    21.99%

    for Quebec residents8

Minimum $60,000 (individual) or $100,000 (household) annual income required ORMinimum $15,000 declared current annual spend.

  • Mobile Device Insurance

    Enjoy Mobile Device Insurance, which provides coverage of up to $1,000 in the event your mobile device is lost, stolen or accidentally damaged.73

  • Purchase Security and Extended Warranty Insurance

    Shop with Purchase Security Insurance which provides up to 90 days of coverage against theft or damage of covered items from date of purchase and Extended Warranty Insurance, which doubles the original manufacturer’s warranty to a maximum of 1 year.73

  • Travel Insurance

    Travel with Out-of-Province/Country Emergency Medical Insurance, Common Carrier Insurance and Car Rental Collision/Loss Damage Insurance.73

BMO PaySmart™ Installment Plans

Live now, pay smarter with a BMO PaySmart plan by turning your credit card purchases into smaller, monthly payments at a low cost.

Ready to apply?

Start celebrating your everyday moments now.

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Digital features and security at your fingertips

Give your financial health a boost with online and mobile banking tools. Enjoy more control over your credit card and a better understanding about how you’re using it.

Frequently Asked questions

  • Think of it as getting rewarded just for being you! A lifestyle credit card offers perks likefive timesthe points on everyday purchases like gas, groceries, transit, dining out and ordering in, and 1 point for everything else. It’s a credit card with the best benefits for making the most of every moment.

  • Help me choose

    Let us know what you’re looking for in a credit card and we’ll find your best match.

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